When comparison shopping, many consumers are not aware of all discounts that are available to them. Not all insurance companies offer every type of discount, but it does pay to ask them about any that could apply to you.
Be sure to ask about discounts for the following items when you are comparison shopping:
Higher than Average Deductible
Multi Vehicle ( more than one car )
Anti-Theft Devices
No Accidents in 3 Years
No Moving Violations / Traffic Tickets in 3 Years
Student Driver Training Courses
Defensive Driving Courses
Low Annual Mileage ( typically less than 10,000 )
Air Bags
Anti-Lock Brakes
Daytime Running Lights
Student Drivers with Good Grades
Auto and Homeowners Coverage with the Same Company
College Students away from Home
Long-Time Customer
Do remember that the key to saving is not the discounts, but the final price. A company that offers fewer discounts may still have the lowest overall price.
These discounts may not be available in all states or from every insurance company. Article source: http://bestpickinsurance.com/insurance-comparison-shopping/
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